Do you operate your taxi in a higher risk post-code area? Finding it more difficult to get reasonably priced taxi insurance?
One of the factors used to calculate your taxi insurance is the area you work in. Every post-code in the UK is rated differently, largely based on crime levels and accident statistics in that area.
High risk areas tend to be city centres and larger towns, such as London and Cardiff, where higher congestion can lead to more road traffic accidents and where vehicle crime rates are higher. So a black cab driver in Hackney would likely be deemed a higher risk than if they were in a more rural location such as Abingdon.
Working with some of the UK’s best-known insurance companies, Fare Cover can help to find more affordable insurance for taxi drivers in higher risk areas. Just call us for a quote to see what we can do for you.
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High risk insurance areas
Some post-codes in the following areas are rated as a high risk by insurers. If you operate your taxi business in a high risk area, it may be a challenge to get an affordable quote. Although you can’t change the area you operate, there are a few things you can do to help keep costs down which we have highlighted in our guide to get cheaper taxi insurance.