Experts in Taxi Insurance

Cheaper Taxi Insurance for High Risk Post-Codes

We'll help you find cheaper taxi insurance if you work in a high risk post-code.

  • Towns & cities with higher car crime
  • Save time & money
  • Great cover!



Do you operate your taxi in a higher risk post-code area?  Finding it more difficult to get reasonably priced taxi insurance?

One of the factors used to calculate your taxi insurance is the area you work in. Every post-code in the UK is rated differently, largely based on crime levels and accident statistics in that area.

High risk areas tend to be city centres and larger towns, such as London and Cardiff, where higher congestion can lead to more road traffic accidents and where vehicle crime rates are higher. So a black cab driver in Hackney would likely be deemed a higher risk than if they were in a more rural location such as Abingdon.

Working with some of the UK’s best-known insurance companies, Fare Cover can help to find more affordable insurance for taxi drivers in higher risk areas. Just call us for a quote to see what we can do for you.

Click for a quote or call *0844 557 0229.

*Calls cost 7p per minute, plus your phone company’s access charge.

High risk insurance areas

Some post-codes in the following areas are rated as a high risk by insurers. If you operate your taxi business in a high risk area, it may be a challenge to get an affordable quote. Although you can’t change the area you operate, there are a few things you can do to help keep costs down which we have highlighted in our guide to get cheaper taxi insurance.

Post Code Area
B Birmingham
BB  Blackburn
BD Bradford
BL Bolton
CF Cardiff
CH Chester
CR Croydon
CV Coventry
DA Dartford
DH Durham
DN Doncaster
E London E
EC London EC
EH Edinburgh
EN Enfield
G Glasgow
HD Huddersfield
HU Hull
HX Halifax
IG Ilford
L Liverpool
LE Leicester
LS Leeds
LU Luton
M Manchester
N London N
NE Newcastle-upon-Tyne
NW London NW
OL Oldham
PA Paisley
RM Romford
S Sheffield
SE London SW
SK Stockport
SM Sutton
SW London SW
TS Cleveland
TW Twickenham
UB Southall
W London W
WA Warrington
WC London WC
WF Wakefield
WN Wigan


Related information: